Released on = July 31, 2006, 6:28 pm

Press Release Author = Stacey Hill / A Plan Benefits

Industry = Healthcare

Press Release Summary = With all the information available to us today, it is
amazing how many people are paying extraordinary amounts of money for dental
insurance, with little in return. The most expensive and needed procedures are
costing consumers thousands. There is a better way!

Press Release Body = In this the information age, I'm continually amazed by some
things that make absolutely no sense at all and yet are considered the norm.
Granted, I've got two small kids and there's very little that makes sense where they
are concerned, so I'll be the first to admit that there are things that you leave
alone because although the logic makes no sense, it works. But there are other
things that I just can't overlook. Dental Insurance is one of them.

Let's look at a hypothetical situation and you tell me if it makes any sense. You
are paying $100/month for dental insurance. Your total annual cost is $1,200 for the
policy. Your plan includes a $50 deductible. The maximum that your dental plan will
pay out annually is $1,500. Okay, now without my having to go into any sort of
detail as to why I am amazed at the number of people who are paying for dental
insurance, please do the math. You just paid $1,250 for $250 of benefits!

Did you know that there is such a thing as a Discounted Fee-For-Service Dental Plan?
These plans are very affordable and for the price, it's absolutely amazing what is
included! Because they are not insurance, there are no limits on visits or services,
all ongoing dental problems are accepted, there are no age limits on any dental
procedure, no forms to fill out, no waiting periods, orthodontics are included,
cosmetic dentistry is included, all specialists are included, and you can change
dentists whenever you want without notifying anyone!

The plan works this way. For a low monthly fee, members of discount plans gain
access to wholesale rates similar to what large insurance companies pay. Just
imagine that grocery store savings card you carry with you. As long as you use that
card, you get all the specials offered at the grocery store. Without it, you pay
full price. Same idea here except that when care is received at a participating
provider, the member pays the discounted pre-negotiated fee.

What kind of savings do members receive? This is the best part! I'll use
Pennsylvania as an example because that's where I live. In Pennsylvania, a set of
braces for a child under the age of 19 would cost $2,100! That's roughly 50% off the
normal cost. What is so amazing about that? Well, orthodontics are generally either
not covered by insurance or the cost exceeds the annual limit. A complete set of
dentures in Pennsylvania would run $1,200! Again, this is something that is
typically not covered by insurance. Consumers will save up to 80% on EVERY procedure
a dentists or specialist is licensed to perform. Another benefit is that the fee
schedule has been pre-negotiated and is available for members to review so they can
see ahead of time what their costs will be. No Surprises!

As if it couldn't get any better, the fee-for-service dental plan also includes FREE
Vision, Prescription, and Chiropractic Benefits, allowing consumers to save up to
60% on all their vision care needs, up to 50% on Prescriptions, and up to 50% on
Chiropractic. The thing that gets me excited about this is the fact that even with
vision insurance; we still have a lot of expenses related to our eyes. With our
vision insurance, we only get one eye exam every other year, and our insurance only
contributes $100 towards the cost of glasses or contacts. The discount plan is a
blessing here because we can get our eyes checked annually. My husband wears
contacts and the annual eye exam is a requirement if he wants to refill his
prescription. Not to mention the fact that he can now save money on the purchase of
those contacts. And although my vision prescription isn't terrible, two years is
just too long for me when it comes to getting new lenses. With the discount plan, I
don't have to pay full price for repairs when my 1 year old gets a hold of my
glasses!

So, now that you know that there is a better option, you are probably wondering the
cost. For an individual membership, the cost is $11.95/month. That's $143.40
annually. For a household membership, the cost is $19.95/month. The annual cost for
the household membership is $239.40. Seems worth it to pay the reduced rate of
$42.00 to get your teeth cleaned now doesn't it! Even the reduced fee of $50 for a
complete set of x-rays is nothing compared to paying $1,250 annually for insurance!
Do yourself a favor and check into your dental plan. Make sure you aren't being
robbed by the tooth fairy, remember, she's supposed to be paying you!

If you'd like to take advantage of the savings a fee-for-service plan can offer,
visit www.APlanBenefits.com and enroll today. If you have questions, contact Stacey
Hill at Shill@mybenefitsplus.com or 800-819-4943.



Web Site = http://www.APlanBenefits.com

Contact Details = Stacey Hill
962 Independence Rd
Warminster, PA 18974
800-819-4943
SHill@mybenefitsplus.com